Plan

It all begins with a plan. So, let’s talk about planning. What is it? Why might you need planning? When would you seek planning? What can you expect when you engage a financial planner? Where do you find a planner? What is basic planning? What is complex planning? Who might need complex planning?

Retirement Readiness

What are some of the retirement vehicles available? How do they work? What about Social Security? How does that work? What about medical care in retirement? What is does tax deferred mean?

Investment 101

Dow…S&P…broker…advisor…stock…bond…mutual fund…etf…exchange…index…yield curve…inflation…time weighted return…dollar weighted return…total return…and there’s more…

Protect

As our lives evolve, we accumulate assets, serving us in different ways, at various points in our lives.

So, what is asset protection? What kind of assets need protection? How do we protect our assets?

Who can help us design an asset protection strategy? When do we need asset protection?

Basic Estate Planning

A good asset protection strategy helps to see you through unexpected surprises. A better asset protection strategy helps you to prosper in good times, but a great asset protection strategy does both! But, how do you know? What goes into a plan? How do you evaluate a plan?

Debts, Credit & Budget, Oh my!

Let’s take a walk on the right side of the balance sheet, and explore the various types of debts, their potential impact(s) and why a budget can be your best friend, not your enemy.

Prosper

What does it mean to prosper in today’s world? Why does it matter in seeking out planning guidance?

What is ROA? What is ROI? How are they different? Why does it matter? How might I create prosperity in my life?

How might I preserve ‘actual’ prosperity?

Asset Allocation

What does it mean? Where might it apply? Why does it matter?

Time is money

Let’s spend a little time talking about the greatest asset we all have, and routinely undervalue.